SmartCell provides an effective M-Commerce platform with its wide range support, spanning from Mobile banking to Taxi fare payment. It takes care of security aspects of system to protect the user identity and transaction details. Integration of Mobile Phone (and/or its loaded application), Backbone system (McHub + MPG), Bank Host* and POS terminals* (which can accept mobile payments) makes the SmartCell as Integrated product. APPLICATIONS Mobile Banking: Balance Enquiry, Fund transfer, Bill Payment, View last 5 transactions etc. Super Stores Petrol Stations Amusement Parks Automatic GSM operated Vending Machines Restaurants / Fast Food Outlets Clubs Ticketing Machine (Transport) Public Transportation such as Train, Bus, Taxi etc. Toll Booths Electricity Meters Medical Stores FEATURES "Secure" menu driven mobile banking service Text based SMS transaction request support Multiple payment options while shopping/payment Telecom operator guaranty Credit Card or Debit Card SmartCell shopping/payment support E Cube India's GSM enabled Vending Machines Micro-Payment enabled POS terminals POS terminals designed for taxies, public transportation and mobile merchants Utility & Bill Payments SmartCell mobile banking supports browser based application with listed features: Secure menu driven application Inbuilt 3DES transaction security Application download Over The Air (OTA) Inbuilt Account Balance, Bill Payment, Fund Transfer, Check Clearance, Last 5 transaction details, Air/Rail Timings, Weather details etc. ADVANTAGES Customer convenience to pay using mobile phone No more Protruding bulky wallets Freedom to pay at anytime / anywhere Instant access to information from anywhere in the world at anytime No need for expensive WAP phones Enjoy the peace-of-mind due to built-in 3DES security (optional) Transaction monitoring from Mobile Phone